Here at RevolutionParts we integrate with several different payment gateway options for credit card processing, plus PayPal Express Checkout. In this article, we will attempt to highlight some of the differences between the gateways so that you can make an informed choice. The options are as follows:
1) Paypal Commerce Platform (US only)
2) Braintree
3) PayPal Payments Pro (Canada only)
4) CenPOS
5) Stripe
Braintree, PayPal Payments Pro, and Stripe include merchant services accounts. For this reason, these are the most frequently used gateways.
Braintree |
PayPal |
Stripe |
|
Setup Fee | $0 | $0 | $0 |
Monthly Service Charge | $0 | $0 | $0 |
Transaction Fee | 2.9% + $0.30* | 2.9% + $0.30** | 2.6% + $0.30 |
International Fee | 3.9% + $0.30 | 2.9% + Fixed Fee | 3.6% + $0.30 |
Chargebacks | $15 | $20 | $15*** |
Fraud Protection | $0 | $10/mo + $0.05 | $0 |
* American Express card usage fees: $0.15 per transaction on Braintree. Merchant may be subject to additional fees assessed by American Express.
** American Express card usage fees: 3.5% per transaction on PayPal Payments Pro.
*** We fully refund the $15 fee if you win the dispute. We give you the tools to easily respond to disputes via the Dashboard.
Authorize.net is a gateway only, and require a separate merchant services account. If you already have an Authorize.net account, or you already have a merchant services account and would like to sign up for a gateway only, you should use that options.
Also see "How to Integrate your Payment Gateway"