Here at RevolutionParts we integrate with four different payment gateway options for credit card processing, plus PayPal Express Checkout. In this article, we will attempt to highlight some of the differences between the gateways so that you can make an informed choice. The options are as follows:
2) Braintree
4) WorldPay
Braintree and PayPal Payments Pro include merchant services accounts. For this reason, these are the most frequently used gateways.
| Braintree |
PayPal Payments Pro |
|
| Setup Fee | $0 | $0 |
| Monthly Service Charge | $0 | $30 |
| Transaction Fee | 2.9% + $0.30* | 2.9% + $0.30** |
| International Fee | 3.9% + $0.30 | 2.9% + Fixed Fee |
| Chargebacks | $15 | $20 |
| Fraud Protection | $0 | $10/mo + $0.05 |
*American Express card usage fees: $0.15 per transaction on Braintree. Merchant may be subject to additional fees assessed by American Express
**American Express card usage fees: 3.5% per transaction on PayPal Payments Pro
WorldPay is a gateway only, and requires a separate merchant services account. Authorize.net can either be a gateway or a merchant service on its own. If you already have a WorldPay or Authorize.net account, or you already have a merchant services account and would like to sign up for a gateway only, you should use one of these options.
